:root{--teal:#015655;--aqua:#00CEA6;--amber:#F4B04D;--midnight:#063B3F;--sky:#E1EFF6;--ink:#1F2A2A;--grey:#5A6B6B;--line:#D8E4E4;}
*{box-sizing:border-box;margin:0;padding:0;}
body{font-family:'Work Sans',system-ui,sans-serif;color:var(--ink);background:#fff;line-height:1.55;font-size:17px;}
h1,h2,h3,.serif{font-family:'Merriweather',Georgia,serif;}
.wrap{max-width:1160px;margin:0 auto;padding:0 32px;}
a{color:inherit;text-decoration:none;}
.btn{display:inline-block;font-weight:600;font-size:16px;padding:15px 26px;border-radius:10px;cursor:pointer;border:2px solid transparent;}
.btn-amber{background:var(--amber);color:#3a2a05;}.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.55);}
.eyebrow{font-size:13px;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:var(--aqua);}
.sec-title{font-size:32px;line-height:1.2;color:var(--teal);font-weight:900;}
.lead{color:var(--grey);font-size:18px;}
.note{position:absolute;top:10px;right:14px;background:rgba(6,59,63,.9);color:#fff;font-size:11px;letter-spacing:.08em;text-transform:uppercase;font-weight:700;padding:5px 11px;border-radius:6px;z-index:5;}
section{position:relative;}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20;}
.nav{display:flex;align-items:center;justify-content:space-between;height:74px;}
.logo{display:flex;align-items:center;gap:11px;font-weight:800;font-size:20px;color:var(--teal);}
.logomark{width:38px;height:38px;border-radius:9px;background:var(--teal);display:flex;align-items:center;justify-content:center;color:#fff;font-size:20px;font-weight:900;}
.menu{display:flex;gap:28px;font-weight:500;color:var(--ink);font-size:16px;}.menu a.active{color:var(--teal);font-weight:700;border-bottom:2px solid var(--amber);padding-bottom:4px;}
.nav-cta{display:flex;align-items:center;gap:16px;}.phone{font-weight:700;color:var(--teal);font-size:16px;}
.pad{padding:60px 0;}
.center-head{text-align:center;max-width:62ch;margin:0 auto 40px;}
.phero{background:linear-gradient(120deg,#015655,#02403f);color:#fff;}
.phero-in{display:grid;grid-template-columns:1.15fr .85fr;gap:44px;align-items:center;padding:56px 0 60px;}
.phero h1{font-size:42px;line-height:1.14;font-weight:900;}
.phero p{margin-top:18px;font-size:18px;color:#d8efe9;max-width:42ch;}
.phero-btns{margin-top:28px;display:flex;gap:14px;flex-wrap:wrap;}
.facts{background:#fff;color:var(--ink);border-radius:16px;padding:26px;box-shadow:0 18px 40px rgba(0,0,0,.18);}
.facts h4{font-size:14px;text-transform:uppercase;letter-spacing:.1em;color:var(--grey);margin-bottom:14px;}
.facts li{list-style:none;padding:9px 0;border-bottom:1px solid var(--line);display:flex;gap:10px;font-size:15px;}
.facts li:last-child{border-bottom:none;}.facts li::before{content:"✔";color:var(--aqua);font-weight:900;}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px;}
.card .ic{width:46px;height:46px;border-radius:11px;background:var(--sky);display:flex;align-items:center;justify-content:center;font-size:22px;margin-bottom:14px;}
.card h3{font-size:19px;color:var(--teal);}.card p{margin-top:8px;color:var(--grey);font-size:15.5px;}
.who{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;}
.wbox{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px;text-align:center;font-weight:600;color:var(--teal);font-size:15px;}
.wbox span{display:block;font-size:22px;margin-bottom:8px;}
.steps4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;}
.stp{background:#fff;border-radius:14px;padding:22px;border:1px solid #d3e3ec;}
.stp .n{font-family:'Merriweather',serif;font-weight:900;color:#fff;background:var(--amber);width:32px;height:32px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:14px;}
.stp h4{margin:12px 0 6px;color:var(--teal);font-size:16.5px;}.stp p{color:var(--grey);font-size:14.5px;}
.expect{max-width:820px;margin:0 auto;}
.expect li{padding:11px 0;border-bottom:1px solid var(--line);display:flex;gap:12px;color:var(--ink);font-size:16px;list-style:none;}
.expect li::before{content:"→";color:var(--amber);font-weight:800;}
/* form */
.formwrap{background:var(--sky);}
.formcard{background:#fff;border:1px solid var(--line);border-radius:18px;padding:36px;max-width:820px;margin:0 auto;box-shadow:0 14px 34px rgba(1,86,85,.08);}
.formcard h2{color:var(--teal);font-size:26px;margin-bottom:6px;}
.formcard .sub{color:var(--grey);margin-bottom:24px;}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
.field{margin-bottom:16px;}.field label{display:block;font-weight:600;font-size:14px;margin-bottom:6px;}.req{color:#b23a2e;}
.inp{height:46px;border:1px solid var(--line);border-radius:9px;background:#fbfdfd;display:flex;align-items:center;padding:0 14px;color:#9aa;font-size:15px;}
.inp.sel::after{content:"▾";margin-left:auto;color:var(--teal);}
.inp.area{height:92px;align-items:flex-start;padding-top:12px;}
.inp.file{color:var(--teal);font-weight:600;border-style:dashed;justify-content:center;}
.gdpr{display:flex;gap:10px;align-items:flex-start;font-size:13.5px;color:var(--grey);margin:8px 0 18px;}
.chk{width:20px;height:20px;border:2px solid var(--teal);border-radius:5px;flex-shrink:0;}
.confirm{background:#effaf4;border:1px dashed var(--aqua);border-radius:12px;padding:16px 20px;color:var(--teal);font-size:15px;margin-top:18px;}
.fcta{background:linear-gradient(120deg,#015655,#02403f);color:#fff;text-align:center;padding:56px 0;}
.fcta h2{font-size:30px;font-weight:900;color:#fff;}.fcta p{margin:12px auto 24px;color:#cfe7e1;max-width:52ch;}.fcta .phero-btns{justify-content:center;}
footer{background:#082e30;color:#9fb6b8;font-size:14.5px;}
.foot-in{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px;padding:44px 0 22px;}
footer h5{color:#fff;font-size:15px;margin-bottom:12px;}footer p{color:#9fb6b8;line-height:1.9;}
.eu{border-top:1px solid rgba(255,255,255,.1);padding:13px 0;font-size:11.5px;color:#6f8a8c;text-align:center;}

.inline-1{margin-top:10px}
.inline-2{background:var(--sky)}
.inline-3{background:var(--sky)}
.inline-4{width:100%;text-align:center}

/* PARTNER APPLICATION IFRAME */
.partner-iframe-card{max-width:860px;}
.partner-iframe-wrap{width:100%;overflow:hidden;display:flex;justify-content:center;}
.partner-iframe-wrap iframe{display:block;width:100%;max-width:600px;height:850px;border:0;}
@media(max-width:700px){.formcard.partner-iframe-card{padding:24px 16px}.partner-iframe-wrap iframe{width:100%;max-width:100%;height:850px}}